The emotional trauma of losing a loved one may never completely be erased. Such is the unpredictability of life, that one moment is radically different from the next. You may be successful and wealthy with a bright future ahead. Then your world changes in the blink of an eye.

It is for times like these that life insurance is useful. Life insurance helps one overcome the financial burdens of losing an income due to unforeseen circumstances. So whether one is alive or not, one’s loved ones are protected from financial insecurity.

The worst hit are dependent family members with no income of their own. Our parents, especially, may be dependent on us for their daily sustenance. How can we safeguard their future in our absence? We cannot always save a lot of money for them, but we can certainly take adequate life insurance. In our absence, they can utilise the life insurance money for the remainder of their lives.

Taking life insurance is the most responsible financial planning step you can take today. Do take a moment to stop and think of your loved one’s future – who knows if you can call the next moment your own?

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